When credit card companies, banks and lenders submit negative entries to the major credit reporting services, they often do so illegally. As part of your educational programs, any credit reporting agency who has then also violated the law can be included in this process.
Overall, this process can have the effect of raising the member's credit score, aiding them in acquiring loans and lowering their rates of interest.
Service contract
http://www.myfico.com/ Monitor your credit automatically
Program pricing 
TESTIMONIAL
"I want to tell you how much you have helped me to get life back on track by helping me to clean up my credit score.
Two years ago I was in such a bad position that while I had the income, my credit score had gotten so bad that I could not rent an apartment and had to have someone else rent it for me! About 18 months ago I had to trade cars, and the only way was to accept an interest rate of 24%.
With my own hard work to pay things off, and the work you have done with the Credit Reporting agencies, I now have a beacon score of 752 and qualify for anything I might need!
Please feel free to use this testimonial in any way you choose."
Judi H.
Athens, Ga.
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